The home of world-class payment processing
Programs
All ColorCo Low-Risk Merchants Receive
Chargeback Representation
- Never lose a chargeback you should win.
- Comprehensive, detailed monitoring.
- ColorCo’s chargeback attorneys fighting for you.
No PCI Compliance
- No costs for compliance.
- No fees for noncompliance.
- Compliance tests are optional.
Next-Day Funding — All Industries
- Close out before 11 p.m. EST.
- Money will be in your bank and available by 9 a.m. EST.
Same-Day Funding — Select Industry Types
- Close out before 8 a.m. EST.
- Money will be in your bank and available by 2 p.m. EST.
- Includes bars, restaurants, tattoo parlors, convenience stores and coffee shops.
$100-Savings Guarantee
- All ColorCo merchants are guaranteed a savings.
- If we don’t save you money, we’ll pay you $100 for every $10,000 you processed with us.
- Applies to your first full month.
No Rate Increases
- Low risk = no rate increases.
- ColorCo never increases rates to increase our own profit.
Select an Option
Your Customers Pay the Processing Fee
ColorCo was designed to reduce business overhead while holding the firm belief that you deserve to retain the revenue you work hard for. From cash discounting, where your customers pay a small processing fee, to surcharging, where your customers are only charged for credit payments, the cost of expensive rewards programs is passed to your customers instead of you.
Cash Discount
- Completely eliminate your processing costs.
- Legal in all 50 states.
- All signage and notifications provided.
- No hidden fees.
Surcharging
- Your customers pay for credit fees, you pay for debit.
- Customers incur cost of airline miles and rewards points.
- All signage and notifications provided.
- Not available in Colo., Conn., Kan., Maine and Mass.
Traditional Low-Risk Processing
Flat Rate
We understand the importance of knowing what you’re paying, when you’re paying it. That’s why we have a no-surprise guarantee: No matter how many sales you make, this service allows you to weave our predetermined rates into your pricing structure, giving you clear insight into your profit margins.
Whether you have slim profit margins, are looking to minimize your expenses or you’re overhauling your business management processes, flat-rate processing allows you to take ownership of your outlays. This eliminates hidden fees and confusing pricing structures while spotlighting your expenses and giving you a sturdy foundation to build upon.
Our easy-to-understand service strikes a balance between cutting-edge solutions and user-friendly navigation so you get complicated-free payments. But if you do need help — from chargeback guidance to one-on-one advice — we’re just a simple call away.
Custom Rate
Ideal for large merchants, our team of experts will analyze your business, operations and clientele to develop a custom-rate option that tailors our services to your unique business needs. Our flexible processing structure helps you tap into the lowest rates possible, free of hidden fees and unnecessary add-ons.
Also suitable for businesses looking to minimize overheads, our custom rates take into account what your actual demands and are designed to ensure you never pay for more coverage than you need.
Our custom rates are completely transparent, giving complex businesses the tools they actually need while allowing you to keep tight controls over your finances.